Full Service AFM Greece — Comprehensive Guide

For expats, investors, digital nomads, and retirees looking to establish themselves in Greece, obtaining an AFM (Greek Tax Identification Number) is a critical step. The AFM serves as a unique identifier for tax purposes and is essential for engaging in various financial and legal activities in Greece, such as opening a bank account, registering a property, or even setting up a phone contract. This guide is designed to help you navigate the complexities of obtaining a Full Service AFM in Greece, ensuring you can seamlessly integrate into the Greek system.

The process of obtaining an AFM is governed by Greek tax regulations, which mandate that all residents and non-residents engaging in economic activities in Greece must have a tax identification number. Recent updates have streamlined the process, allowing for certain steps to be completed online, although the physical presence or a power of attorney is still required in some cases. The introduction of digital services by the Greek tax authority (AADE) aims to reduce bureaucracy, but challenges remain due to language barriers and the complexity of document requirements.

To apply for a Greek AFM, you must first gather the necessary documents, which typically include a valid passport or ID, proof of address, and a completed M1 form. If you are applying without residence in Greece, additional documentation may be required, such as proof of economic ties or a notarized power of attorney. Once your documents are in order, the application can be submitted either in person at a local tax office or through an authorized representative. After submission, you may need to attend a brief appointment with an AADE representative to finalize your registration.

To avoid these issues, verify that your documents are up-to-date and meet all specifications before submission. Consider using certified translation services to ensure accuracy and compliance with Greek standards.

The cost of obtaining an AFM can vary depending on the need for additional services such as notarization or certified translations. Typically, the process can be completed within a few weeks, but delays may occur due to incomplete documentation or high demand at tax offices.

Another tip is to establish a local point of contact who can assist with any in-person requirements or follow-ups needed at local offices. This can be particularly helpful if you are not currently residing in Greece.

Navigating the AFM registration process can be daunting, but Ellytic offers comprehensive services to simplify it. With our Identity Starter and Full Service bundles, we handle everything from document preparation to certified translations, ensuring all paperwork is correctly formatted and compliant with Greek regulations. Our services eliminate the need for a physical visit to Greece, as we manage everything remotely through a power of attorney. Learn more at ellytic.com.

Rejection typically occurs due to incorrect or incomplete documentation. Ensure all documents are correctly translated and meet all requirements before resubmission.

Certain steps can be completed online, but the final registration often requires an in-person appointment or a power of attorney.

Once you have your AFM, you can proceed with other bureaucratic processes such as banking onboarding, property registration, and more.

By following this guide, you are now equipped with the knowledge to successfully obtain a Full Service AFM in Greece, paving the way for a smoother transition into Greek life.

L

About the Author

Lazaros • Founder & Greek Market Expert

500+ CasesGreek Market ExpertFounder

I build digital pathways through Greek bureaucracy — for people who move, buy, inherit, hire, or run operations on the ground. Designed for clarity, speed and legal certainty. Ellytic exists because the system should finally work.