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Greek Relocation: Essential Guide for Expats

Planning to relocate to Greece? Discover key considerations, from housing and costs to obtaining your AFM, and learn how Ellytic can simplify your transition.

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Written by Lazaros
October 14, 2026
3 min

The Challenge of Relocating to Greece

Relocating to Greece offers an enticing blend of sun-drenched landscapes, rich history, and vibrant culture. However, the process of moving can be daunting, particularly for expats unfamiliar with Greek bureaucracy. Navigating legal requirements, securing housing, and managing daily expenses are just a few of the hurdles newcomers face. Understanding these challenges is crucial for a smooth transition and to fully enjoy what Greece has to offer.

Key Considerations for Expats

When planning to move to Greece, several factors require careful consideration. Housing is a primary concern, especially given the recent surge in rental prices. As highlighted by local protests, finding affordable accommodation can be challenging, particularly in urban centers like Athens. Expats should also be prepared for the cost of living, which, while generally lower than in many Western countries, can fluctuate significantly depending on lifestyle preferences and location.

Legal requirements are another critical aspect. For EU citizens, the process is simpler, but non-EU expats must navigate visa applications and residence permits. Understanding these legalities is essential to avoid complications. Additionally, securing a Greek tax number, known as an AFM, is imperative for accessing essential services, from opening a bank account to signing a lease.

Importance of Obtaining an AFM

The AFM, or Greek tax number, is a cornerstone for any expat intending to work or reside in Greece. Without it, you'll find it nearly impossible to engage in financial transactions or comply with tax obligations. The process of obtaining an AFM can be complex, requiring various documents, including a valid passport and proof of residence. Ensuring these documents are correctly translated and formatted is crucial to avoid delays or rejections.

Obtaining an AFM is essential for legal and financial activities in Greece. Prepare your documents meticulously to streamline the process.

How Ellytic Can Assist

Ellytic offers invaluable support for expats navigating the Greek bureaucracy, particularly with identity services and translations. Their Identity Starter and Full Service bundles provide comprehensive assistance, including AFM registration and certified document translations, eliminating the risk of errors that could lead to rejection. With Ellytic, expats can ensure their documents meet all requirements on the first attempt, saving time and reducing stress.

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ServiceFeatures
Identity StarterAFM registration, SIM card setup, online support
Identity Full ServiceAll Starter features plus priority scheduling
Deregistration GuidanceDocument translation, authority support
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Ellytic's services ensure your documents are correctly prepared and accepted, reducing the risk of rejection.

Conclusion: Tips for a Smooth Transition

Successfully relocating to Greece involves careful planning and an understanding of the local landscape. Start by researching the housing market to find affordable options that suit your needs. Budget for living expenses, keeping in mind potential fluctuations in costs like heating. Most importantly, prioritize obtaining your AFM and ensure all legal documents are in order. With Ellytic's expert guidance, expats can navigate these processes with confidence, ensuring a seamless transition to their new Greek home.

Learn more at ellytic.com and begin your Greek relocation journey with confidence today.

Relocate to Greece Without the Bureaucracy Headaches

Greek relocation is exciting—until paperwork like getting an AFM, setting up Taxisnet, or transferring your tax residence slows you down. Ellytic streamlines the process end-to-end so you can settle in faster and with confidence. Experience it yourself:

Get Started

Info:This article is for informational purposes only and does not constitute legal advice.

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About the Author

Lazaros • Founder & Greek Market Expert

500+ CasesGreek Market ExpertFounder

I build digital pathways through Greek bureaucracy — for people who move, buy, inherit, hire, or run operations on the ground. Designed for clarity, speed and legal certainty. ELLYTIC exists because the system should finally work.

Frequently Asked Questions

01What is an AFM and why is it important for expats in Greece?

The AFM, or Greek tax number, is essential for expats intending to work or reside in Greece, as it is necessary for financial transactions and tax compliance.

02What challenges do expats face when relocating to Greece?

Expats face challenges such as navigating legal requirements, securing housing, managing daily expenses, and understanding Greek bureaucracy.

03What factors should expats consider when planning to move to Greece?

Expats should consider housing availability and costs, legal requirements like visas and residence permits, and obtaining a Greek tax number (AFM).

04How can Ellytic assist expats moving to Greece?

Ellytic provides support with identity services and translations, including AFM registration and certified document translations, to help expats navigate Greek bureaucracy.

05What documents are needed to obtain an AFM in Greece?

To obtain an AFM, expats need a valid passport and proof of residence, ensuring these documents are correctly translated and formatted.

Need help with Greek documents?

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