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Guide

Greek Tax ID for Expats — Complete AFM Online Guide

Navigate the complexities of obtaining a Greek Tax ID (AFM) online with ease. Our guide provides a step-by-step process, essential tips, and insights into full-service options for expats.

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Written by Lazaros
March 24, 2026
5 min

Understanding the Greek Tax ID (AFM) and Its Importance

For expats planning to live, work, or invest in Greece, obtaining a Greek Tax ID, known as an AFM (Αριθμός Φορολογικού Μητρώου), is a crucial step. This unique number is essential for a range of activities, including opening a bank account, signing a lease, or even getting a mobile phone contract. Without an AFM, navigating daily life in Greece can be significantly more challenging, making it an indispensable part of settling in.

The AFM serves as a personal identification number for tax purposes, issued by the Greek tax authorities. It is required for both residents and non-residents who have any financial dealings in Greece. Understanding the process of obtaining an AFM, especially online, can save time and reduce the hassle associated with Greek bureaucracy.

The process of obtaining an AFM has evolved, particularly with the introduction of online applications aimed at simplifying bureaucracy for non-residents. Traditionally, securing an AFM required a visit to a local tax office in Greece. However, recent advancements have made it possible to apply remotely, which is particularly beneficial for expats who do not have a permanent residence in Greece.

The Greek tax system is governed by the Independent Authority for Public Revenue (IAPR), which is responsible for processing AFM applications. In 2021, the IAPR launched an online platform allowing non-residents to apply for a Greek tax ID without having to be physically present in the country. This has made the process more accessible and efficient, aligning with the needs of a globalized world.

Step-by-Step Process for Applying for a Greek AFM Online

Applying for a Greek AFM online involves several steps, each requiring careful attention to detail to avoid delays or rejection.

1. Gather Necessary Documents: Before starting the application process, ensure you have the required documents ready. These typically include a valid passport, proof of address in your home country, and a completed M1 form.

2. Access the Online Portal: Visit the official IAPR website and navigate to the AFM application section designed for non-residents. Create an account if you haven't already.

3. Complete the Application Form: Fill out the M1 form online, providing accurate personal details. Ensure that all information matches your official documents.

4. Submit Required Documents: Upload scanned copies of your passport and proof of address. Ensure these documents are clear and legible to avoid processing issues.

5. Track Your Application: After submission, you will receive a confirmation email with a reference number. Use this to track the status of your application on the IAPR portal.

Ensure all documents are translated into Greek by a certified translator if they are not in English or Greek. This can prevent unnecessary delays.

Common Mistakes and How to Avoid Them

Applying for an AFM can be straightforward if you avoid some common pitfalls.

One frequent mistake is submitting incomplete or incorrect information on the M1 form. Double-check all entries for accuracy before submission. Additionally, ensure that uploaded documents are clear and meet the size and format requirements specified by the IAPR.

Another common issue is not having translated documents, which can lead to rejections. It is vital to use certified translation services to ensure compliance with Greek regulations.

Costs, Timelines, and What to Expect

Understanding the costs and timelines associated with obtaining an AFM can help in planning and managing expectations.

StepEstimated CostExpected Timeline
Document preparation50–60 € per document + postage1–2 weeks
Greek mobile number (on-site)25–30 €On-site in Greece only — required for bank account opening
Online application submissionFreeImmediately
Processing and issuanceFree2–4 weeks

While the online application itself is free, costs may arise from document preparation and translation services. Processing times can vary, but typically take between two to four weeks.

Practical Tips from Experience

Navigating the AFM application process can be smoother with some practical insights.

Consider using a local representative or service to assist with the process if you are not familiar with Greek bureaucracy. This can help in navigating any language barriers and ensure all requirements are met efficiently.

Another tip is to apply well in advance of when you need the AFM, as processing times can sometimes be longer than expected due to administrative backlogs.

How Ellytic Helps with AFM Registration

Ellytic offers tailored services to assist expats in obtaining a Greek Tax ID efficiently. Our Identity Starter and Identity Full Service packages provide comprehensive support, from document translations to digital identity setup, without the need for a physical visit to Greek authorities.

For those seeking a seamless experience, the Identity Full Service package includes banking onboarding and a single point of contact for all Greek authorities, ensuring a hassle-free process. These services are designed to alleviate the complexities of Greek bureaucracy, allowing expats to focus on settling into their new surroundings.

Learn more at ellytic.com.

FAQ and What's Next?

Can I apply for an AFM without a residence in Greece?

Yes, non-residents can apply for a Greek AFM online without having a permanent residence in Greece.

What if my application is rejected?

If your application is rejected, review the feedback provided by the IAPR, correct any issues, and resubmit. Consider seeking assistance from a service like Ellytic to ensure all requirements are met.

What should I do after obtaining my AFM?

Once you have your AFM, you can proceed with other essential activities such as opening a bank account, signing a lease, or registering for utilities.

For further assistance and to start your application, visit Ellytic and explore our services designed to make your transition to Greece as smooth as possible. Get started with Ellytic's Identity services today.

Get Your Greek AFM—Without the Headache

Ready to turn this guide into action? Ellytic helps expats obtain their Greek Tax ID (AFM) online fast, correctly, and with expert support—plus Taxisnet setup and tax residence transfer when you need it. Experience it yourself:

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Ellytic streamlines Greek Tax ID registration, certified translations, and essential documents.

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Info:This article is for informational purposes only and does not constitute legal advice.

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About the Author

Lazaros Founder & Greek Market Expert

500+ CasesGreek Market ExpertFounder

I build digital pathways through Greek bureaucracy — for people who move, buy, inherit, hire, or run operations on the ground. Designed for clarity, speed and legal certainty. Ellytic exists because the system should finally work.

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