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Guide

Greek AMKA and AFM — Essential Guide for Expats

Navigate Greek bureaucracy effortlessly. This guide details how expats can obtain AMKA and AFM numbers, including online applications and Ellytic's assistance.

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Written by Lazaros
July 23, 2026
5 min

Understanding AMKA and AFM: The Greek Identity Essentials

For expats settling in Greece, understanding and obtaining the AMKA (Social Security Number) and AFM (Tax Identification Number) are crucial. These numbers are essential for accessing social services, health care, and fulfilling tax obligations. Whether you’re working, retiring, or investing in Greece, having both AMKA and AFM simplifies many bureaucratic processes. This guide is especially valuable for digital nomads, investors, and corporate relocations aiming to streamline their transition.

The requirement for expats to have an AFM and AMKA is grounded in Greek law, which mandates these numbers for tax purposes and social security benefits. Recent amendments have made the process more accessible online, aligning with the EU’s digitalization goals. As of 2023, applications for AFM can be submitted online, with the possibility of same-day processing, a significant improvement over previous waiting times.

In contrast, AMKA applications still require some in-person interactions, but efforts are being made to digitize this process further. These changes reflect Greece's commitment to easing bureaucratic hurdles for expats and making the country a more attractive destination for international professionals and retirees.

Step-by-Step Guide to Applying for AMKA and AFM

Applying for AMKA

1. Gather Required Documents : You’ll need a valid passport, proof of residence (such as a rental contract), and a completed AMKA application form. Ensure all documents are translated into Greek if they are not already.

2. Visit a KEP Office : Currently, the AMKA application requires a visit to a Citizen Service Center (KEP). Present your documents and the application form.

3. Receive Your AMKA : Once approved, you receive your AMKA instantly, which can be used for health and social services.

Applying for AFM Online

1. Prepare Your Documents : Have your passport, proof of residence, and a completed AFM application form ready. If applying from abroad, these documents may need to be notarized.

2. Submit Online Application : Use the MyAADE platform to submit your application. Ensure all information is accurate to avoid delays.

3. Await Confirmation : In many cases, you can receive your AFM on the same day, especially if all documents are in order.

Key Takeaway: Ensure all your documents are complete and correctly translated into Greek to avoid application delays.

Common Mistakes and How to Avoid Them

Expats often encounter issues due to incomplete documentation or incorrect translations. A frequent mistake is not having documents apostilled when applying from abroad, which can lead to rejections.

Ensure all documents are apostilled and translations certified. Failure to do so can lead to application rejection and delays.

Another common error is misunderstanding the residency requirements for AFM. While you don’t need to be a Greek resident to apply, having a local address simplifies the process significantly. It’s advisable to have a Greek mobile number, as this is often required for official communications.

Costs, Timelines, and What to Expect

While the application for AMKA is free, obtaining the necessary document translations and apostilles can incur costs. Here's a breakdown

ServiceCost (€)
Certified document translation50–60 per document
Greek mobile/SIM card25–30
Document apostille30–50 per document

Timelines vary, but with proper preparation, you can expect

ProcessTimeline
AMKA applicationImmediate upon approval
AFM applicationSame day if online

Practical Tips from Experience

Navigating Greek Bureaucracy Efficiently

One tip is to engage with local expat communities online, where you can find advice and shared experiences. These communities often share updates on procedural changes and offer support.

Join online expat forums and social media groups to stay informed about any procedural updates and to seek advice from fellow expats.

The Role of Destination Service Providers

For corporate relocations, engaging a destination service provider can be invaluable. These providers handle the logistics of obtaining AMKA and AFM, ensuring compliance and efficiency.

How Ellytic Helps

Ellytic simplifies the AMKA and AFM acquisition process through its tailored expat services. Our Identity Starter and Full Service bundles offer comprehensive support, from document preparation to final registration.

With Ellytic, you benefit from

  • Digital application submissions, minimizing the need for physical presence in Greece.
  • Priority scheduling for AADE appointments, ensuring quick processing.
  • A single point of contact for all Greek authorities, streamlining communication.

Learn more at ellytic.com and discover how we can assist with your Greek transition.

FAQ and What's Next?

What if I need an AFM but am not residing in Greece?

You can apply for an AFM online from abroad. Ensure all documents are apostilled and translated.

Can I use my AMKA in other EU countries?

AMKA is specific to Greece and is required for accessing Greek social services.

What should I do if my application is rejected?

Review the rejection notice carefully, correct any errors, and resubmit. Consider using a service like Ellytic to ensure compliance.

Taking the steps to obtain your AMKA and AFM efficiently can significantly ease your transition to living and working in Greece. Whether you’re handling the process yourself or leveraging Ellytic’s expertise, being well-prepared is key to success.

Get Your AMKA & AFM Sorted—Fast

AMKA and AFM are the keys to life in Greece, but the paperwork and portals can be overwhelming. Ellytic handles the bureaucracy for you—from AFM/Taxisnet to tax residence transfers—so you can settle in with confidence. Experience it yourself:

Get Started

Info:This article is for informational purposes only and does not constitute legal advice.

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About the Author

Lazaros Founder & Greek Market Expert

500+ CasesGreek Market ExpertFounder

I build digital pathways through Greek bureaucracy — for people who move, buy, inherit, hire, or run operations on the ground. Designed for clarity, speed and legal certainty. Ellytic exists because the system should finally work.

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