Studying in Greece: administrative overview
Moving to Greece to study means more than enrolling: alongside your academic life, everyday tasks quietly depend on a handful of administrative steps that campus offices rarely handle for you. A Greek tax number (AFM) unlocks a rental contract, a local bank account and any stipend or part-time income, while healthcare access runs through a social-security number (AMKA), and residence formalities differ for EU and non-EU students. Documents issued in your home country often need a certified Greek translation before an authority will accept them. This overview walks through what each of these steps involves, so nothing catches you by surprise part-way through the semester.
Typical student challenges
- renting private accommodation
- opening a local bank account
- receiving stipends or grants
- registering internships or part-time work
Why AFM often appears unexpectedly
- landlords require AFM for contracts
- banks need AFM for account opening
- stipend payments require AFM
- internships need AFM registration
How ELLYTIC supports students
- fast-track AFM processing
- student-friendly pricing options
- comprehensive document guidance
- remote application handling
Residence formalities and healthcare (AMKA)
- EU and EEA students usually register their stay with the local authorities, while non-EU students hold a national student visa or a residence permit tied to their enrolment
- Healthcare in Greece is reached through AMKA, the social-security number that public health services and many university clinics ask for before treatment
- The AFM (Greek tax number) is issued by AADE and is separate from AMKA, so most students end up needing both numbers for different purposes
- AMKA rests rather than deactivates, which means a number issued during your studies stays valid if you return to Greece in the future
- Each of these registrations has its own paperwork and issuing office, and this overview describes what the process involves rather than giving tax or legal advice
Banking and document translation
- Opening a Greek bank account generally calls for an AFM, a passport or national ID, and proof of your local address such as a rental contract
- Enrolment letters, diplomas and civil-status records issued abroad frequently need a certified Greek translation before an office will accept them
- Certified translations are signed by sworn translators, so the receiving authority can rely on them without repeating the check itself
- Public documents from another country may also need a Hague Apostille (Σφραγίδα της Χάγης) added in the country that issued them
- Gathering these documents early, and translating them once, spares you a return trip to the same counter later in the year
Related pages for your next step
Use these routes to continue with the right level of detail or execution.
Compliance and AML explained
Explore this related topic for more details.
Learn MoreData protection and EU hosting
Explore this related topic for more details.
Learn MoreHow ELLYTIC works
Explore this related topic for more details.
Learn MoreAFM costs and processing time
Explore this related topic for more details.
Learn MoreAFM for digital nomads working remotely from Greece
Explore this related topic for more details.
Learn MoreAFM for expats living in Greece
Explore this related topic for more details.
Learn MoreReady to get started?
ELLYTIC guides you through every step with clarity and compliance.
Stay ahead
Get the latest updates on Greek bureaucracy, tax laws, and property market insights delivered directly to your inbox.